A financial advisor can help you to realistically assess your income and your debts. More importantly a professional can help you set a realistic budget. Doing this will help you set sensible goals each month. You will find that, rather than go with your impulse to buy that “gotta have it” item, you will hold off on it a little longer, only to find that something of a much higher priority will come along.
That’s the whole idea of saving… saying “no” now so that you can say “yes” to the important things, later.
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